Trade facilitation · brokerage

For the deals insurance cannot reach.

Tinkly finds a qualified EU buyer, shows you who they are, and holds their full payment in a Danish FSA-regulated escrow before you ship. You approve the buyer. You ship only after written confirmation. The success fee is charged when the deal closes, and it is added on top of your price.

Tell us what you want to sell See the order of a deal

100% of the buyer’s payment sits in escrow before you ship.
€0 if the deal does not close. No charge for a conversation that goes nowhere.
On close only The success fee is added on top of your base price. It is never taken from your margin.

Where a deal dies

Insurance is the right tool for known buyers. These are the other deals.

Tinkly does not replace a trade-credit programme that already works. It fills the gap: new buyers, uncovered markets, and transactions where the insurance overhead is out of proportion.

01 The insurer will not cover the buyer
The credit limit was declined. The buyer is too new, the country risk is too high, or the deal sits outside the insurer’s appetite. A customer relationship never starts.
02 The premium lands on every deal
You pay it whether or not anyone claims. On a thin-margin product, that cost is sensible for a large ongoing book and heavy for a mid-size or occasional shipment.
03 The buyer refuses prepayment
When insurance fails, the fallback is to ask for the money up front. Many buyers decline. It ties up their capital with a supplier they do not know. The deal dies, or you ship on trust and carry the risk.

Three parties, one rule

You ship after the escrow is funded.

Tinkly sits between the seller and a new buyer. The buyer’s payment goes into escrow before the goods move. It releases to you when delivery is confirmed.

You, the seller

Agree a product and a price. One conversation, a straightforward contract, no upfront cost. We confirm in writing that the buyer’s full payment is in escrow. Then you ship. You cannot be left unpaid.

Tinkly

We find a registered EU buyer, tell you who they are, and wait for your approval before anything moves. On confirmed delivery we release the funds and apply the success fee, calculated on the total transaction value and added on top of your price. The fee covers finding the buyer, running the deal, and the payment structure.

The new buyer

They deposit 100% before shipment, to a regulated third party, not to you. Their money is protected until the goods arrive. No insurer has to approve a credit limit. Any buyer who can fund the escrow can do the deal.

The order

The escrow is the guarantee. This is the sequence around it.

01
You tell us what you want to sell
Product, quantity, the price you need, and which EU market. No exclusivity. No upfront cost. Nothing is committed until you approve a buyer.
02
We find a buyer and show you who they are
A registered EU company. You approve them, or you do not. No obligation either way, and nothing moves without that yes.
03
The buyer deposits 100% into escrow
The account is regulated by the Danish FSA, the Danish Financial Supervisory Authority. The money goes to a neutral licensed holder, not to you. You receive written confirmation. Once the funds are in, the buyer cannot withdraw them.
04
You ship
Only after that written confirmation. Your own logistics. The funds stay locked while the goods are on the way.
05
Delivery is confirmed. You are paid.
The escrow releases. The success fee is calculated on the total transaction value and sits on top of your base producer price. It is never deducted from the margin. If delivery is not confirmed, the release does not happen.

Against trade credit insurance

Known buyers stay with the insurer. Everyone else is the opening.

We are not here to replace your insurance programme. Tinkly is for the buyer the insurer will not approve, and for the deal where a premium on every invoice does not earn its place.

	Trade credit insurance	Tinkly Deals
Cost	A premium on every deal, whether it closes or not.	A success fee on the total transaction value, added on top of your base price, never taken out of it. No deal, no charge.
New buyers	The insurer has to approve a credit limit before you ship.	Any buyer who can fund the escrow. No credit approval.
Protection	The insurer pays after a claims process. That can take weeks or months.	The money is already in escrow before you ship. There is nothing to claim.
Settlement	Your normal open-account terms. Net 30, 60, or 90.	Releases on confirmed delivery. Faster than open account.
Best for	Established buyers who already have an approved credit limit.	New buyers, new markets, and deals insurance cannot cover.

Who it is for

Sellers who want a new buyer, without carrying the payment alone.

Food, produce, manufactured goods, ingredients. Anything physical that ships between EU companies. The common thread is the payment situation, not the product.

A strong fit

A buyer your insurer will not approve Escrow stands in for the credit limit. The buyer funds the account, and you can ship.
A first transaction in a new market Both sides are protected, which is easier to close than a demand for prepayment.
A buyer who already refused to prepay Escrow is neutral. Their money is protected until the goods arrive, and yours is protected before the truck leaves.
Surplus you need to move We find the buyer. You ship. Settlement follows confirmed delivery, within days.

Not the right tool

A long-term buyer already on insurance That system works. Tinkly would add a fee and change nothing about the relationship.
Consignment, or goods sent on approval Escrow needs the full payment in the account before shipment. Those terms do not fit.
A deal insurance already covers cheaply If the premium is proportionate, there is no case to switch.

One conversation

Tell us what you want to sell.

Share one product line. We come back with a qualified buyer before you commit to anything.

We find a buyer and present them. You see who they are.
You approve, or you do not. Nothing moves until you say yes.
The buyer funds escrow. You ship. You are paid. We apply the success fee.